Fear the Deer

18 01 2018

Deers

Some time ago I was showing a home to a Mother and her three daughters (2 teenagers and a toddler). This particular home was in a very rural area, so no streetlights and because she works we were viewing this house late in the evening.

I pull up a few minutes early and there is a heard of dear in the front yard. Now I’m mostly a country girl so my thoughts were somewhere along the lines of “this is so cool”. I left my headlights on so I could enjoy watching them. By the time my client got there they had moved off to the trees at the side of the house.

So out of the car and into the house we go. There is electricity, so lights go on we take a tour and lights go off. Once we are outside we notice how dark it really is. Headlights have automatically turned off while we were inside and we can barely see the cars now.

No big deal, I’ll just pull out the flash light on my phone. Problem is while I am fumbling around trying to do that it becomes apparent that the deer are back. These guys were super cute and fun to watch while I was protected by the nice, hard, metal shell of my car. Out in the open, in the dark, all we could hear were these massive deer moving all around.

The 2 teenagers scream hysterics and dart off to their car, while my clients is trying to rangle the little one and get to her car as quick as possible. I hadn’t really thought about it much but it is extremely hard to keep your professional calm, while secretly freaking out, with girls screaming and running by.

My clients get to their car and are just fine but it doesn’t end there. For some reason these deer don’t seem to have a problem with screaming girls and continue to mill around my car, blocking my driver’s side door.

What did I do you ask? Well I took the cowards route and climbed through the passenger’s door and over the center console. All was well with the world now that I have my metal safety net from the big bad deer.





FSBO Safety

31 10 2017

Safety Key

Safety is a real concern for Realtors everywhere. There have been many attacks on realtors that have made national news. We take courses on how to stay safe in the work place. The National Association of Realtors puts out reports with safety tips and statistics. We carry pepper spray and meet first time clients in public places. We have systems in place in the event we don’t check in after a showing, and so much more.

However we never hear about FISBO safety. If fact I don’t think I have ever discussed it openly with anyone until recently when I was having a conversation with my broker.

So for all you owners that have decided to go it alone and tread the waters of selling your home by yourself, here are some safety tips from a professional.

  • No matter how eager you are to sell your home, don’t invite strangers in when they knock on your door.
  • Meet potential buyers in a public place.
  • Take a picture of the driver’s license for anyone entering your home.
  • Have potential buyers email you a copy of their pre-approval letter. If they don’t have one, they are not ready to buy a home and need to get one before they can view your home.
  • Be aware of the possibility that someone is just staking out your home to see what they can steal from you.
  • Have some type of security system installed in your home. Even if it is something as simple as a ring doorbell.
  • Let someone else know when you have buyers coming by. Go as far as sending them a copy of your buyer’s driver’s license.
  • Don’t be afraid to turn someone away if they are making you uncomfortable. Let them know they can see the house at a later time and then have someone with you for their rescheduled viewing.

I’m sure there are many more tips you should consider but this is a start.

We live in a world where these safety concerns are part of everyday life. So if you know someone who is selling their home please pass the information along.





Open House

13 08 2014

3725 WILTON CT, WHITE PLAINS, MD 20695





New Construction in Charles County Maryland

21 03 2013

We have a lot of new construction going up in Charles County. I thought I would take a minute to list some of single family detached homes for you.

Quality Built – 2 locations:

North Point, Waldorf, MD 20603

  • 7 Floor plans
  • Base Price is mid to high $300,000

Coachman’s Path, Waldorf, MD 20601.

  • 14 Floor plans
  • Base price is low to mid $400,000

Lennar – 3 Locations

Portfield Crossing, Waldorf 20603

  • 5 Floor plans
  • Base Price is mid to high $300,000

Gleneagles, Waldorf 20602

  • 7 Floor plans
  • Base Price is mid to high $300,000

Heritage at St. Charles, White Plains 20695

  • 55 Adult Community
  • 5 Floor plans
  • Base Price is mid to high $200,000

Ryan Homes – 7 locations

Sunridge, White Plains 20695

  • 5 Floor plans
  • Base Price is low to mid $300,000

Fieldside at St. Charles, Waldorf 20602

  • 5 Floor plans
  • Base Price is high $200,000

Worthington and Greenhaven Run, White Plains 20695

  • 5 Floor plans
  • Base Price is mid to high $300,000

Autumn Hills, Waldorf 20603

  • 5 Floor plans
  • Base Price is low to mid $300,000

Colonial Charles Sf, Waldorf 20603

  • 5 Floor plans
  • Base Price is high $200,000

Piney Grove, Waldorf 20601

  • 5 Floor plans
  • Base Price is low to mid $300,000

Brentwood, Waldorf 20601

  • 5 Floor plans
  • Base Price is low to mid $300,000

Richmond American Homes – 2 Locations

St. Charles, Waldorf 20602

  • 5 Floor plans
  • Base Price is low to high $300,000

Leighland Meadows, Waldorf 20603

  • 4 Floor plans
  • Base Price is high $300,000

KB Homes – 2 Locations

Middletown Woods, Waldorf 20603

  • 8 Floor plans
  • Base Price is mid to high $300,000

Stonebridge, Waldorf 20601

  • 3 Floor plans
  • Base Price is low $300,000

Steuart Kret Homes – 2 Locations

Highgrove, White Plains 20695

  • 6 Floor plans
  • Base Price is low to mid $300,000

Inverness, Hughesville 20637

  • 9 Floor plans
  • Base Price is low to mid $400,000

Agricopia, La Plata 20646

  • 6 Floor plans
  • Base Price is mid to high $400,000

The Village of Steeple Chase – 1 Location

  • 7 Floor plans
  • Base Price is mid $300,000
  • La Plata

D.R.Horton – 2 Locations

North Point, Waldorf 20603

  • 5 Floor plans
  • Base Price is mid $300,000

Worthington, White Plains 20695

  • Base Price is high $200,000

New construction is a great way to purchase a hassle free home with no worries. You can pick you colors (cabinets, counter tops, paint, carpet, floors) and move in the day of settlement with out having to fix anything.

If you would like more information about any of the floor-plans or would like to make an appointment to look at a model feel free to give me a call.





It’s All About The Score

27 02 2013

So before I start I have a few disclaimers. First regardless of the title of this post it is not ALL about the score. However it does play a large part in it. Second I am not a loan officer, accountant, attorney, and whom ever else would be licensed to give advice in such matters. The comments and statements below are solely my opinion. Nothing more.

Credit Score

Credit is a big factor in real estate. Whether you are looking to rent or buy, your credit will be pulled and scrutinized. I find when it comes to credit everyone can be grouped into a few simple categories.

Credit? What is that? The “I don’t have any and wouldn’t know where to start.”

Credit smedit! Who needs it. The “I just don’t care what happens or how I look on paper.”

Credit, you mean opportunities. The “I will meticulously maintain my credit.”

CREDIT, OH MY HECK HELP!! The “I fell on rough times and can’t even imagine getting out of the hole I am in.”

So there isn’t much I can say to help out the two middle categories. “Smedit” wouldn’t even consider beginning to listen and “Opportunities” probably knows more than me and doesn’t need to listen to anything I would have to say.

With the other two the process will be quite the same. There is, as with most thing, several things you can do. Many choices and avenues along the path of good credit. I am going to talk about just one. The one I find the most simple and the one you can go out and do this very minute. Get a department store credit card. Sears, Kohl’s, JC Penney, etc.The credit limit will vary. I don’t pretend to know why one person can have 5000 and another 500. I would hazard a guess and say income. It doesn’t matter. That amount, for this scenario, is insignificant. What you need to do next is USE IT. I find there is a reluctance. If you have no credit it is a big step, if you have low credit there is a fear of digging the hole deeper. Part of the process is showing you are responsible with your money. So if you have the cash to buy something use your card instead and set the cash aside to pay it off when the bill comes. If you don’t have the cash, don’t use the card. That is all there is to it.

It is always good to talk to a loan officer to see where you are and what you need to do to move forward. Let me know if you want to take that first step. I would be happy to supply a few names.





What is a USDA Loan?

25 02 2013

I recently saw this question making the rounds and thought I should take a moment to answer.

Tree - 15

First off let me post a link.

http://www.rurdev.usda.gov/Home.html

This is the site you want to go to for all the nuts and bolts of the USDA (Rural Development) Loan

The gist is you get 100% financing for a qualified house if you are a qualified buyer. Use the link above and follow the tab labeled ELIGIBILITY.

The property will need to be in a rural area as specified by USDA. They have a link on the site that allows you to look up an address to double-check. On a side note in March 2013 the boundaries will be changing so a house that qualified last month may not qualify next month.

Maximum Adjusted Household Income for Charles County, Maryland is $101,000.00 annually for a family of 4.

If you want to work through the process and get pre-approved speaking to a loan officer (I would be happy to supply a few names) is going to be your best bet.





10 Options instead of Foreclosure

7 11 2011